Buying Services for Dartmouth Home Buyers


Buying a home is a big decision - one that I would love to help you with! The articles and resources on this page are complimentary and part of the many services I offer.

To search for homes that match your specific criteria, please fill out the form below. You will also be notified by email of any new homes that are added.
 
Please contact me if you have any questions about buying a home in Dartmouth or elsewhere in Nova Scotia.
 
Mary Nash
902.476.8485
 
 
 

Finding the Right Home


Step 1:  Decide Where and What to Buy

Step 2:  Getting Pre-Approved for a Mortgage

Step 3:  Choosing the Right Realtor®   

Step 4:  Becoming an Educated Buyer

Step 5:  Making an Educated Offer

Step 6:  Conditions, home inspections and waivers

Step 7:  Preparing to Move

Step 8:  Move in – Enjoy!

 


Deciding Where & What to Buy


Congratulations on taking this first step toward buying a home. Pride of home ownership is indeed one of life’s greatest joys and biggest accomplishments. It is an exciting time and my hope is that this guide will bring clarity and peace of mind during your home buying journey.

Let’s get started! The first step is deciding where you want to live, what type of home you are looking for and what features are must have’s or would be nice to have’s in a home. Invariably, there will be tradeoffs, but rest assured I am here to help sort through the options to find you the best house, at the best price and with as many of your wants and needs as possible.

 

 

 


Help You Get Started


1. What type of home are you looking for? Single family, semi- detached?

2. What style of home is best for you? Bungalow, split level, two storey, duplex?

3. What about the age of the home?

3. How many bedrooms and bathrooms do you need?

4. What are you looking for in a kitchen, family room?

5. Do you want a separate dining room? What is your preferred layout?

6. What are your high priority features? Appliances, Ensuite, fireplace?

7.What other types of rooms do you need? Main floor laundry room, home office?

8. What about storage space? Basements, lockers?

9. Do you need a garage or extra parking spaces?

10. Is energy efficiency important? Newer windows or a high-efficiency furnace?

11. How is your daily commute? How easy is it to get to the places you need to go?

12. How close do you need to be to transit, shopping, schools, hospitals?

13. Are there any important location factors, backing on to parks, road traffic?

14. What size of yard are you looking for? Is the backyard important Or is a side yard okay?

15. What about the front yard? What other landscaping features are important? A fenced yard, pool, gardens?

16. Is it important what direction the house faces?

17. Who are you sharing this home with, what are their needs?


Getting Pre-Approved for a Mortgage


The mortgage industry is a highly competitive field and it is important to understand that interest rates can change at any time. Partnering with a mortgage broker or financial institution to help you find the right mortgage product at the best rate is key to your home buying process.

5 Easy Steps to Get You Pre-Approved For a Mortgage

  1. Talk with a mortgage specialist. There are hundreds of options to choose from when it comes to lenders. Independent mortgage brokers tend to offer the most options because they do not just work with one bank. However, if you have a good relationship with your bank or financial institution, contact them as your first step towards finding the right mortgage for you. But be sure to compare rates.
  2. Complete and submit your application with the mortgage broker. They will collect your financial and personal information in order to find out how much mortgage you can carry.
  3. Gather all the necessary documents. The mortgage broker will give you a list of documents that the banks/lenders need to finalize the mortgage.
  4. Verification of your details. They will do their checks and balances to make sure that you are not getting in over your head.
  5. Obtain a copy of your pre-approval. This is a powerful negotiating tool. The seller of your dream home will feel more confident that you are the right person.

    Having that Pre-Approval Documentation Can Offer You

Several Benefits

1. Save you time by only looking at properties that you can afford.

2. Save you money. Rate guarantees and mortgage terms can save you money for years to come.

3. Less stress throughout the process. You will know that you are ready and capable of buying a home.

4. Get a better deal on the home that you want. Sellers like to know that buyers already have financing in place.